Alex Ruben
Step-by-Step Guide to Creating a PayPal Account in 2025
Creating a PayPal account is essential for anyone looking to send or receive money online securely and efficiently. This guide walks you through the entire process, from downloading the app to verifying your account. By the end of this tutorial, you’ll be set up and ready to use PayPal for personal or business transactions.
Before starting, ensure you have a valid email address and phone number. You will also need a strong password and, optionally, a bank account or card to link to your PayPal account, although this step can be skipped initially.
Step 1: Download the PayPal App
Begin by downloading the PayPal app, which is available on both the Google Play Store for Android devices and the App Store for iOS devices. Once downloaded, tap the Open option to launch the app on your mobile device.
Step 2: Start the Sign-Up Process
On the main screen of the PayPal app, you will see options to Log In or Sign Up. Since you are creating a new account, select Sign Up. This will take you to the registration screen.
Step 3: Enter Your Email Address
Here, you need to enter your email address. Type your email in the designated field and tap Next. Make sure this is an email you have access to, as you will receive important notifications and verification codes.
Step 4: Provide Your Phone Number
Next, enter your phone number in the required field and tap Next. PayPal will send you a verification code to this number, which you will need to enter in the next step to confirm your identity.
Step 5: Verify Your Phone Number
Once you receive the verification code via SMS, input that code into the app to complete the verification process. This step is crucial for ensuring the security of your account.
Step 6: Create a Strong Password
You will now be prompted to create a password for your account. Choose a strong password that combines letters, numbers, and special characters to enhance security. After entering your password, tap Next.
Step 7: Enter Personal Details
At this stage, you will need to provide personal information such as your name and address. Fill in all the required fields and ensure that the information is accurate. After entering your details, tap Next. Remember, you must be at least 18 years old to create a PayPal account.
Step 8: Agree to Terms and Conditions
Before finalizing your account setup, you will have to agree to PayPal’s terms and conditions. Make sure to read through these and check the box to indicate your agreement. Then, click Next to proceed.
Step 9: Link a Bank Account or Card (Optional)
You will be prompted to link a bank account or credit/debit card to your PayPal account to facilitate transactions. If you have these ready, enter the details. If not, you can skip this step by tapping Skip in the top right corner. You can add this information later from your account settings.
Extra Tips & Common Issues
Ensure that all information entered during the sign-up process is accurate to avoid issues with account verification. If you experience difficulties receiving the verification code, check your phone settings or try using a different phone number. Always keep your login credentials secure and consider enabling two-factor authentication for added security.
Conclusion
Congratulations! You’ve successfully created your PayPal account. You can now send and receive money online effortlessly. If you need further assistance or have questions about using PayPal, feel free to explore additional guides or contact PayPal support for help.
Frequently Asked Questions
Can I create a PayPal account if I’m under 18?
No, you must be at least 18 years old to create a PayPal account.
What should I do if I forget my PayPal password?
If you forget your password, you can reset it by selecting the Forgot Password? link on the login screen and following the prompts to recover your account.
Is it safe to link my bank account or card to PayPal?
Yes, linking your bank account or card to PayPal is safe. PayPal uses advanced encryption to protect your financial information and offers buyer protection for eligible transactions.